![]() How long does provisional credit last?Ī provisional credit should be available to you throughout the investigation extension. Sometimes, these investigations are complex, and the bank needs extra time to resolve the charge. Typically, your bank will correspond with the merchant's bank, and if deemed appropriate, an amount equal to the disputed charge will be applied to your account as a temporary credit.Ī provisional credit is not always applied right away or with every investigation. Typically, this credit is equivalent to the total charge in question. In both cases, the bank may apply a provisional credit to your account.
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